venmo Debit Card

Venmo Debit Card – Limits, Fee, Colors, Benefits & Review

If you have an account on Venmo you can apply for a Venmo debit card. This debit card offers you a lot of convenience and ease for paying your bills. You can also make an in-store purchase with the use of this debit card. However, to get the card, first, you need to apply for it. Keep in mind that there are limited transactions and withdrawals for this card. 

Let’s explore more about the debit card Venmo and learn how you can apply for the card and how to withdraw cash using it. 

Is a Venmo debit card good to Use?

It depends upon the specific choice and needs. A lot of users think that the use of a debit card is convenient and provides a lot of benefits to them. This cashback is automatically added to your balance at more than 37,000 ATMs in the U.S. and you can withdraw cash. 

After experiencing merchants through limited-time suggestions, You can earn cashback from your favorite stores and use your card to pay. Moreover, you don’t need to add any amount to your venmo debit card because it directly uses your venmo balance. 

Is there any fee for Applying for a Debit Card on Venmo?

No, you don’t have to pay any amount for applying a Venmo debit card. On the other hand, there is also no fee for your Venmo debit card for purchases.

How Many Colors Did Venmo Debit Card Offer?

Here are some colors that Venmo card offers you. 

  1. Pink & Sky Blue Shade
  2. Yellow & Sky Blue Shade
  3. Pink
  4. Sky Blue
  5. Black 

How to Get a Venmo Debit Card?

Follow the steps to get your debit card on Venmo. 

  • Open the Venmo App. The home screen on the Venmo app is open in front of you.
  • Click on the “Card” option which is present on the bottom left side. Click on it. 
  • Here you can find two options; “Venmo Credit Card” and “Venmo Debit Card”.
  • From these options, you have to click on “Venmo Debit Card”.
  • Read all the instructions for a Venmo debit card and click on “Get the Venmo Debit Card”.
  • Next, you can also choose your favorite color for your Venmo card. 
  • After choosing the color, click on “Next” from the upper right corner of the screen. 
  • Here you can off the “Realod Automatically” if you want and click on “Next”.
  • Next, you have to enter all of the required details for your card, agree to the terms and conditions”, and click on “Submit”.
  • Lastly, verify your identity and click on “Done”.

What documents should you have to submit for additional Information Venmo Debit Card?

Venmo needs some additional information to stop money laundering and terrorism activities. That’s why they need additional information about the person who wants to open a card account. Here are some of the documents you need to submit to verify your identity like Name, DOB, Proof of Address, and Social Security Number. 

  • DHS card
  • U.S. passport
  • Tribal ID card
  • ITIN Assignment letter
  • Driver license
  • U.S. government-issued ID 
  • SSN card
  • IRS letter
  • ITIN Assignment letter 
  • Bank, credit card, or 401K/brokerage statement 
  • Utility bill (gas, electric, cable, internet, or phone)
  • Current car registration 
  • W2 or paystub 
  • Lease for residence 

You can also submit the following documents if they were issued to you within the last 12 months:

  • Unexpired driver’s license (with current address)
  • Unexpired U.S. government-issued ID (with current address)

Note: You have to submit the documents from the past 12 months. Moreover, Make sure that the picture of these documents is clear and visible. 

How to add Venmo Debit Card to Apple Wallet?

Let’s take a look at how you can add your debit card to Apple Wallet;

  • Unlock your mobile phone and open your device settings. 
  • Scroll down and select “Wallet & Apple Pay” and click on it. 
  • Next, a new interface is open in front of you, click on “Add Card”.
  • Now, you have to select the type of your card. From here you can click on “Debit or Credit Card”.
  • Click on “Continue” and then tap on “Enter Card Details Manually”.
  • Lastly, enter your card details and tap on “Next”.

Why my Venmo Debit Card is deactivated?

When you enter the wrong PIN continuously, Venmo deactivates your card. However, in that case, if your card is stolen or misplaced, you can also deactivate it from your Venmo account.  

How to Activate a Venmo Debit Card?

If your card is deactivated then you need to activate it. You can carry only active debit cards at one time. So, to activate it you have to follow the steps. 

  • Open the Venmo app on your phone and click on “Setting” in the top right corner. 
  • After clicking on it, next, you have to select “Payment Methods”.
  • Next, choose the “Venmo Debit Card” and click on “Activate”.
  • Now, enter the expiration date of your card. 
  • Then, create a “New PIN” for your card and here you go, your card is activated. 

How many days will you receive your Venmo Debit card?

First, you need to apply for your debit card. Once your application is approved, you have to wait for almost 10 days, and within 10 business days, you will receive your debit card. With no minimum balance and monthly fee, you can automatically earn cashback. You can use debit cards of venmo all over the U.S. 

Can You Withdraw Money from the Venmo Debit Card?

Yes, you can withdraw the money from the debit card. You just need your PIN to get the cash. Moreover, if you forget your PIN then don’t worry about it. You just need to reset it from the app to the settings. Just go to the settings and Venmo Debit Card reset your PIN and set a new PIN.

Can You Withdraw Money from the Venmo Debit Card

How to withdraw cash from an ATM with a Venmo debit card?

You can easily withdraw cash from the ATM using your venmo debit card. If you don’t then first you need to apply for it. Keep in mind that some of the local ATMs charge additional fees for the transaction. So, make sure you are using the MoneyPass ATM which does not cost anything. 

Now, have a look at how to use a Venmo debit card at an ATM. 

  • Put your card in the ATM. 
  • Enter your PIN and click on Withdrawal Cash. 
  • Choose the Amount and if you don’t want a receipt, click on “No Receipt”.
  • After that, the ATM will automatically out the required amount in cash when the transaction is completed.
  • Lastly, take out your card from the ATM and take your Cash. 

Note: Before making transactions on a local ATM, confirm from your app how much they charge additional charges because they might show you less but charge more. 

How to use a Venmo Debit Card for in-store purchases?

If you go shopping and forget to bring your wallet with you but you have a Venmo debit card in your pocket, then, you can easily pay the amount for your in-store purchases. You just need to swipe up or insert your card into the card machine. Follow the steps on how to use a Venmo debit card in-store.

  • Enter the amount you want to pay, and click on “Enter”.
  • Enter or Swipe up your card on the point-of-sale machine or card machine. 
  • Now, Enter your “PIN”
  • Wait for the Sale response. 
  • It will ask you for the customer copy, click on “Yes”. So the customer also receives the receipt copy. 

How Much is the Limit of a Venmo Debit Card?

In the table below, you can check out the Venmo debit card limit

Daily Limit $3000
Weekly Limit $7000
ATM Withdrawals and Cash Back Limit $1,000
Transaction Limit 30 Transaction Daily 
How Much is the Limit of a Venmo Debit Card

Note: All of these limits will be reset at 12:00 AM CST daily.

What are the Benefits of a Venmo Debit Card?

Here are some of the benefits of using a debit card;

  • There is no setup fee when you apply for a card. 
  • You can also use Apple Pay, Samsung Pay, and Google Pay by adding your Venmo debit card to your mobile wallet. 
  • You can easily withdraw your cash from all over the U.S. 
  • For free debit card transactions use MoneyPass ATMs. 
  • By activating the offers in the Venmo app, you can earn up to 5% cashback when you use your card to pay. 
  • Venmo also allows you to disable your card if you accidentally lose it. 

What type of Issue do you face while using a Venmo debit card?

Below, let’s discuss some of the issues regarding Venmo debit cards. 

  • You can use your debit card only in the U.S. and it cannot be used internationally.
  • You cannot even pay internationally for your order through your Venmo debit card even if you order a product from the U.S. 
  • There is a limited daily transaction and purchase limit set. 
  • If your purchases cross the daily limit then, your card is declined.
  • When you apply for a Venmo debit card you have to enter only your home address, not your P.O. Box and Work Address. 

How to Troubleshoot the Issues that Occur with Your Venmo Debit Card?

Now, let’s troubleshoot the issue that you can face with your debit card;

  • First, it is important that you are a resident of the U.S. and you can only order things from the U.S. using your card. 
  • Make sure that you are using the MoneyPass ATMs to avoid additional transaction charges.
  • If your debit card is expired or deactivated, then you have to activate it again from the setting.   
  • Make sure that you are entering your correct details and home address for clarification. 

What are the Reviews for Venmo Debit Card?

Venmo Debit Card is very convenient and easy to use. I used this debit card for in-store purchases and paying my online bills and I didn’t face any type of problem. However, while exploring more about this debit card I came to know that you might face problems using debit cards at gas stations because Venmo cards probably not working in the gas stations or show high charges. 

Summary

Getting your Venmo debit card offers you many benefits and you can use it everywhere but only in the U.S. You can also choose the color for your card from the available colors. Moreover, if your card is disabled and expired you have to apply to deactivate it. On the other hand, there is no problem occur while using this card. 

FAQs

Q. Is Venmo’s debit card a good idea?

Yes, getting a Venmo debit card gives you a lot of benefits and ease. If you forget to bring your wallet with you, Don’t worry You can easily make in-store purchases and pay with your debit card. 

Q. How does Venmo’s debit card work?

Venmo debit cards work to withdraw cash and pay your bills for in-store purchases. You need to remember your PIN and have a card in your hand. Simply shop for anything you want and make a payment with your debit card. 

Q. Is the Venmo debit card free?

Yes, a Venmo debit card is totally free of cost. 

Q. Do you need a bank account for a Venmo card? 

No, it is not necessary to have a bank account for a Venmo card to get funds through Venmo. 

Q. Where Should I see my Venmo credit card transaction History?

By just clicking on the “Me” tab, you can view all of your transaction history such as ATM withdrawals, fees, venmo debit card purchases, personal transactions feed, payments to friends, and online purchases. 

How to Update the Billing Address of your Venmo Debit Card?

Follow the steps to learn how you can update the billing address of your venmo debit card;

  • Open the venmo app and click on the “Card” from the bottom.
  • Under the venmo debit card section, click on your card. 
  • Now, click on “Update” to update the address.

Why the initial purchase amount is different from than final amount?

To cover the tips or unplanned such as paying for the fuel and pump, car rental location, hotels, and restaurants. However, if there are no incidentals occur and you tip less, then the final amount of the transaction will be reflected differently. 

Keep in mind that, if your purchase amount is higher than your venmo balance, then all of your transactions might be declined. Moreover, the transactions can take 7 to 30 days to finalize the transactions. 

However, if you see that you paid for the order and the merchant again charges you for the order, it means you might see your pending transactions.

How to Make Contactless Payments Using Venmo debit Card?

At checkout, find the contactless symbol Universal_Contactless_Card_Symbol.png and you can make countless payments. Click on it to pay. In that case, if the contactless is not working, ensure that your card is within an inch or two in the payment reader to read your card or email venmo at debitcardsupport@venmo.com.

What is Authorization and Capture?

When you buy anything using your venmo credit card, then merchants will ensure that you have a sufficient balance in your account to cover the initial amount of your purchases. 

On the other hand, capture means the amount will not transfer to the merchants until you capture and finalize the transaction. Some of the merchants take 1 to 3 days and some take 30 days to finalize the transactions. 

What about Venmo Debit Card Credits and Refunds?

If you see any type of unavailability to your credits or your refunds will be pending for more than 30 minutes, then, you need to contact with venmo support team to resolve the issue. If you see that your payment is first taken and then reversed, then, it means the merchant has reversed or canceled your transactions. 

How to Reorder a venmo debit card, if it is Stolen or lost?

If your credit card of venmo is stolen or lost, then you need to follow the steps to reorder it. 

  • Open the venmo and click on the “Card” option. 
  • Then, click on “Replace Lost, Stoles, or Damaged Card”.
  • By clicking on the Pencil icon, you can choose a new color for your credit card. 
  • If your card is lost, Review your transactions:
  1. Click on “These transactions are OK”, if you don’t see any type of suspicious activity or transactions. 
  2. Click on “Something’s Wrong, Get Support” and call the venmo support team, if you find any suspicious activity. 
  • Check all the information and click on “Confirm”. If you want to make any type of changes click on “Pencil”.
  • Lastly, hit on “Done”.

How to reorder a venmo debit card, if it is damaged?

Follow the steps to reorder your credit card venmo in case it is damaged. 

  • Open the venmo app and click on “Cards”.
  • Click on “Replace Lost, Stolen, or Damaged Card”.
  • Choose “Damaged”. To make any changes or choose the color for your credit card, click on the “Pencil” Icon. 
  • Click on “Confirm” and then on “Done”.

How to change your shipping address?

In that case, if you shift to another place and want to update your shipping address, then you need to verify first and give your documents to the venmo support team.

  • IRS letter
  • W2 or paystub 
  • Lease for residence
  • Current car registration 
  • Unexpired driver license 
  • Unexpired U.S. government-issued ID
  • Bank, credit card, or 401K/brokerage statement 
  • Utility bill (gas, electric, cable, internet, or phone) 

Note: Pictures of all the documents must be clear and are dated in the past 12 months except Unexpired driver’s license and Unexpired U.S. government-issued ID. Don’t give the P.O. Box address to ship your card. 

What Happens if your Venmo debit card is going to Expire?

If you receive a notification about expiring your venmo credit card, then you have to apply for a new credit card from the card option within 60 days. Moreover, as you receive your new debit card, then activate it otherwise after 90 days, the card will be permanently closed. Destroy your previous card. 

Maximiliano Rojo

Maximiliano Rojo

I am Maximiliano Rojo, Graduate of San Diego State University majoring in Finance and minor in Marketing. On this Blog, I am helping you regarding venmo. As an experienced person, I can understand peoples queries and helping them out from accounts creation, Venmo app use to Transection processes. Its Basically Your Life, Your Money but Our Guidance. Enjoy it!

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